We offer the best small business & corporate credit cards online

CREDIT GUIDES: GETTING BUSINESS CREDIT COMMERCIAL CREDIT CREDIT GLOSSARY

American Express Blue for Small Business
	Blue for Business - the credit card that's programmed to adapt to your small business needs and give you financial flexibility for tomorrow.
	SMALL BUSINESS CREDIT CARD INFORMATION

American Express Corporate Gold Credit Card
	With no finance charges and no pre-set spending limit, this gives you the flexibility to do business your way.
	SMALL BUSINESS CREDIT CARD INFORMATION

Advanta Platinum Business Credit Card
	One account to handle all your business credit needs. This no annual fee credit card is a great financial asset.
	SMALL BUSINESS CREDIT CARD INFORMATION

Small Business Credit Card Application

The above credit card issuers offer small business credit cards and corporate credit cards for smaller businesses. Review the corporate credit cards to find one that fits your organization.

A business card is specially designed to meet the needs of your small businesses.

An easy and more efficient way to pay for business purchases
Reduces administration costs
Available to employees - you set spending limits for each cardholder
Consolidate business expenses and settle in a single automatic payment

Small Business Commerical Credit Card Information

Commercial accounts should complete an application similar to that used for personal credit. Unlike individual credit applications, it is often difficult to verify information on income and expenses for businesses. It is also more difficult to make estimates of these factors for commercial accounts. There are situations where it may be reasonable to request a financial statement from the commercial account before extending credit, but these situations are not typical. Instead, you must rely more heavily upon references such as banks and suppliers with whom the applicant does business, the applicant's reputation in the industry, identity of officers, and so on.

The application should note the names of individuals who are authorized to purchase for the account so that fraudulent purchases can be detected. There should also be an indication of purchase order requirements so that you will be protected in the event of an unauthorized purchase.

Frequently, the commercial applicant with a marginal credit rating will list only those suppliers with whom a satisfactory relationship has been maintained. However, you can often use your own judgment and knowledge of your industry and locale to determine other suppliers with whom the applicant may have done business. If there is any doubt in your mind as to the credit worthiness of the applicant, it is always a good idea to contact these other sources to find out what their experience has been.